My name is James Hamer and I am a debt-consolidation expert. See exactly how fast you can be debt-free with a personalized plan based on your real financial numbers. NO REFINANCING. NO CONSOLIDATION. NO GIMMICKS. Get started with a SIMPLE phone call at 717.940.0308.
Start Your Free Debt Analysis. I would love to speak with you personally about how I can help you. Sign up today using the simple form for an in-depth look at how you can eliminate your debts fast and save thousands. Your information is safe and secure. You can also talk personally with me by calling 717.940.0308.
WELCOME
My name is Dr, James Hamer and I am an entreprenuer who's desire is to help others succeed in their personal, spiritual, and business lives. My career has included serving as lead pastor at several churches, teaching at colleges across the country and abroad, writing two books, leading financial seminars, and working with non-profits to help fulfill their vision and mission. I am also a successful owner of an internet-based marketing business known as the Shop.com unFranchise. My desire is to use my expertise to help others discover financial and time freedom so they can enjoy the life they were meant to have.
Located in Lancaster, PA, I service York, Lebanon, Harrisburg, Central PA and all of the United States. Using the Debt Shredder tool to get out of debt has no territorial limits. It's a tool to manage money, become debt free and get on the path to create wealth. There is no requirement to do a loan consolidation, refinancing, extra mortgage payments, bankruptcy or lose your credit rating with debt relief programs. It works with little or no change to your current lifestyle.
The Debt Shredder isn’t another debt-relief program. It’s math, clarity, and a proven system that works.
It's time to take control of your financial life! Take a moment and watch how the powerful Debt Shredder Program can help you achieve financial freedom and get you out of debt.
YOUR ACTION PLAN The Debt Shredder displays what your typical financial month looks like regarding your current expenses, income, dates and dollar amounts. You can view personalized prompts on smarter ways to use your money.
AUTO PILOT Your financial information is automatically downloaded and categorized daily. No more waiting for your monthly statements to balance your accounts. Create the best possible outcome by using the consolidation wizard to evaluate accounts and merge funds to accelerate your payoff.
EMERGENCY FUND The only guarantee in life is that the unexpected will happen. James will show you how the Debt Shredder can help you build a reserve to meet the cost of any unexpected emergencies.
STRATEGIC PAYOFF The Debt Shredder uses complex algorithms to prioritize your debt payments to most efficiently reduce interest payments and create more wealth for you and your family.
FINANCIAL DASHBOARD The Debt Shredder allows you to have a personalized, customizable dashboard, displaying information to help you make smarter decisions. It shows you the number of years to pay off debts, how much in interest is saved, the amount of discretionary income you have available, the true value of your resources and much more.
NOTIFICATIONS Keep up-to-date on your important financial information. Set up alerts for bills that are due, account security alerts and much more.
Service We Offer
The Debt Shredder online banking solution makes use of financial tools already available at your bank in tailoring your debt-elimination plan. The program then applies key money-saving principles to quickly eliminate your debt and minimize your interest expenses.
Service We Offer
It's a fact of life that most goals require capital. Whether it's buying a new home, a wedding or a dream vacation, establishing priorities and time frames are key. The Debt Shredder can create cost estimates for each goal, and reveal how they fit into your overall plans.
Service We Offer
The Debt Shredder program is a secure, read-only solution. This means no money can be moved in or out of your account from the online system. The program follows top industry standards and uses bank-level security for all system functionality.
“We were drowning in mortgage and student loan payments. Debt Shredder helped us save over $40,000 in interest. We’ll be debt-free years earlier than we thought.”
“I eliminated ALL my credit card debt and saved $60,000+. My credit score went up, and I’m now using debt strategically to build my family’s future.”
“I was scheduled to be in debt for 26 years. Now I’ll be debt-free in 10. Even if it takes a bit longer, that’s still a lifetime ahead.”
“I’m now on track to pay off my mortgage 10 years early and save thousands in interest—without changing my lifestyle.”
Imagine living your life free of financial burdens and debt with more time to spend with your family and loved ones...time to truly enjoy all that life has in store for you. It can happen! I can help you achieve the freedom and life you so richly desire and deserve.
The sooner you start, the sooner you can be debt-free.
