"Relying on conventional wisdom won't get you anything but conventional results!" - Bill Quain
James Hamer is an entreprenuer who's desire is to help others succeed in their personal, spiritual, and business lives. His career has included serving as lead pastor at several churches, teaching at colleges across the country and abroad, writing a book entitled "God Is Still Talking," leading financial seminars, and working with non-profits to help fulfill their vision and mission. James is also a successful owner of an internet-based marketing business known as the Shop.com unFranchise. He uses his expertise to help others discover financial and time freedom so they can enjoy the life they were meant to have.
It's a fact of life that most goals require capital. Whether it's buying a new home, a wedding or a dream vacation, establishing priorities and time frames are key. The Debt Shredder can create cost estimates for each goal, and reveal how they fit into your overall plans.
The Debt Shredder online banking solution makes use of financial tools already available at your bank in tailoring your debt-elimination plan. The program then applies key money-saving principles to quickly eliminate your debt and minimize your interest expenses.
The Debt Shredder program is a secure, read-only solution. This means no money can be moved in or out of your account from the online system. The program follows top industry standards and uses bank-level security for all system functionality.
TAKE CONTROL OF YOUR DEBT James uses the Debt Shredder and its algorithms that target the debt of your choice or calculate the fastest route to zero debt overall through significant savings in interest payments. The Debt Shredder provides a comprehensive picture of your finances by putting all your balances and transactions in one place.
YOUR ACTION PLAN The Debt Shredder displays what your typical financial month looks like regarding your current expenses, income, dates and dollar amounts. You can view personalized prompts on smarter ways to use your money.
AUTO PILOT Your financial information is automatically downloaded and categorized daily. No more waiting for your monthly statements to balance your accounts. Create the best possible outcome by using the consolidation wizard to evaluate accounts and merge funds to accelerate your payoff.
EMERGENCY FUND The only guarantee in life is that the unexpected will happen. James will show you how the Debt Shredder can help you build a reserve to meet the cost of any unexpected emergencies.
STRATEGIC PAYOFF The Debt Shredder uses complex algorithms to prioritize your debt payments to most efficiently reduce interest payments and create more wealth for you and your family.
FINANCIAL DASHBOARD The Debt Shredder allows you to have a personalized, customizable dashboard, displaying information to help you make smarter decisions. It shows you the number of years to pay off debts, how much in interest is saved, the amount of discretionary income you have available, the true value of your resources and much more.
NOTIFICATIONS Keep up-to-date on your important financial information. Set up alerts for bills that are due, account security alerts and much more.
If contacting Dr Hamer by form or email, please include name, phone, email and brief message. James will contact you within 24 hours of receiving your information. Thank you.